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Thread: CardType or AccountType?

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  1. #1
    Join Date
    Dec 2006
    Location
    Portland, Oregon
    Posts
    64

    Question

    Quote Originally Posted by Arnie
    But those would be two different accounts, wouldn't they?
    So if "Gold" or "Platinum" is an attribute of an account instead of a card, what about Card Partner (e.g. “Alaska Airlines”, “Lexus”)? I would suspect that would also be an attribute of an account.

    Thoughts?

  2. #2
    Join Date
    Mar 2007
    Posts
    4
    Quote Originally Posted by rgarrison
    So if "Gold" or "Platinum" is an attribute of an account instead of a card, what about Card Partner (e.g. “Alaska Airlines”, “Lexus”)? I would suspect that would also be an attribute of an account.

    Thoughts?
    Keep me from getting confused here.

    It seems, from my experience, that a 'branded' card from Partner A is most likely a separate account from a 'branded' card from Partner B -each with their own account limits and 'perks'. The account for Card A may allow 'double' airmiles, whereas Card B has no air mile provisions. Card A may have a lower interest rate than Card B, etc.

    Granted, the bank (but not the Partners) has a fudicary responsibility to have some way to 'relate' the two separate accounts in order to have a 'heads-up' if the account holder is getting into problems.

    I've never experienced opening ONE 'Account' and then having the options to obtain multiple branded cards -all part of the same account.

  3. #3
    Join Date
    Dec 2006
    Location
    Portland, Oregon
    Posts
    64

    CardType and Partner are on the Account

    Arnie, I think you've got it correct. My mistake initially was trying to model an "account" that is issued cards from different "partners".

    Your idea of "relating" cards may have to happen, but it will not be exposed to the person holding those cards.

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