The requirements say the type (Gold, Platinum, etc.) is an attribute of the Card. Mr. Product Owner, are you sure it's not an attribute of the Account? Just checking.
Either way, I'm not seeing Type implemented in sprint 1 (the second article). Is that intentional? If so, it might be helpful if we could see the overall list of product backlog items to know what's coming up in future sprints, even if we don't yet know what sprint they'll be in. Know what I mean?
Good point. Might the same person receive a Gold card from Lexus and a Platinum card from Alaska Airlines?
My expectation was that these cards would be marketed independently. Your point is valid, though, that your creditworthiness is tied to your account, not a particular card.
Anyone else have an opinion about whether this should be an attribute of Card or Account?
But those would be two different accounts, wouldn't they?
So if "Gold" or "Platinum" is an attribute of an account instead of a card, what about Card Partner (e.g. “Alaska Airlines”, “Lexus”)? I would suspect that would also be an attribute of an account.
So if "Gold" or "Platinum" is an attribute of an account instead of a card, what about Card Partner (e.g. “Alaska Airlines”, “Lexus”)? I would suspect that would also be an attribute of an account.
Thoughts?
Keep me from getting confused here.
It seems, from my experience, that a 'branded' card from Partner A is most likely a separate account from a 'branded' card from Partner B -each with their own account limits and 'perks'. The account for Card A may allow 'double' airmiles, whereas Card B has no air mile provisions. Card A may have a lower interest rate than Card B, etc.
Granted, the bank (but not the Partners) has a fudicary responsibility to have some way to 'relate' the two separate accounts in order to have a 'heads-up' if the account holder is getting into problems.
I've never experienced opening ONE 'Account' and then having the options to obtain multiple branded cards -all part of the same account.
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